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monospace;letter-spacing:.13em;text-transform:uppercase;color:var(--ink-3);margin-top:12px;font-size:11px}.grid2{grid-template-columns:repeat(2,1fr);gap:20px;margin-top:56px;display:grid}.grid3{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:56px;display:grid}@media (max-width:900px){.grid2,.grid3{grid-template-columns:1fr;gap:16px}}.card{background:var(--paper);border:1px solid var(--rule);transition:transform .22s var(--ease), box-shadow .22s var(--ease), border-color .22s var(--ease);border-radius:14px;padding:32px;position:relative}.card:hover{box-shadow:var(--shadow-lg);border-color:var(--rule-2);transform:translateY(-3px)}@media (prefers-reduced-motion:reduce){.card{transition:none}.card:hover{transform:none}}.card__head{justify-content:space-between;align-items:flex-start;gap:18px;display:flex}.card__t{letter-spacing:-.03em;max-width:15ch;margin:0;font-size:25px;font-weight:800;line-height:1.2}.card__icon{width:46px;height:46px;color:var(--red);background:var(--red-soft);border:1px solid var(--red-rule);border-radius:12px;flex:none;place-items:center;display:grid}.card__d{color:var(--ink-2);margin:16px 0 0;font-size:15.5px;line-height:1.6}.tags{flex-wrap:wrap;gap:7px;margin-top:22px;display:flex}.tag{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.04em;color:var(--ink-3);background:var(--paper-2);border:1px solid var(--rule);border-radius:6px;padding:5px 9px;font-size:11px}.steps{grid-template-columns:repeat(4,1fr);gap:26px;margin-top:60px;display:grid}@media (max-width:980px){.steps{grid-template-columns:repeat(2,1fr)}}@media (max-width:560px){.steps{grid-template-columns:1fr}}.step__n{color:#fff;background:var(--red);font-variant-numeric:tabular-nums;border-radius:10px;place-items:center;width:42px;height:42px;font-size:16px;font-weight:800;display:grid}.step h3{margin-top:22px}.step p{color:var(--ink-2);margin:10px 0 0;font-size:15px;line-height:1.6}.band__grid{grid-template-columns:1.3fr .8fr;align-items:center;gap:48px;margin-top:44px;display:grid}@media (max-width:900px){.band__grid{grid-template-columns:1fr;gap:30px}}.checks{gap:15px;margin:30px 0 0;padding:0;list-style:none;display:grid}.checks li{color:var(--ink-2);grid-template-columns:24px 1fr;gap:13px;font-size:16px;line-height:1.55;display:grid}.check{color:#fff;background:var(--red);border-radius:999px;flex:none;place-items:center;width:22px;height:22px;margin-top:2px;display:grid}.sec--black .check{background:var(--red)}.rate__amt{letter-spacing:-.05em;color:var(--red);font-variant-numeric:tabular-nums;font-size:64px;font-weight:800;line-height:1}.rate__unit{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-3);margin-top:12px;font-size:11.5px}.rate__note{color:var(--ink-3);border-top:1px solid var(--rule);margin-top:16px;padding-top:16px;font-size:13.5px}.about__grid{grid-template-columns:1.05fr .95fr;align-items:start;gap:56px;display:grid}@media (max-width:900px){.about__grid{grid-template-columns:1fr;gap:32px}}.standards{background:var(--paper-2);border:1px solid var(--rule);border-left:4px solid var(--red);border-radius:14px;padding:30px 32px}.standards__t{letter-spacing:-.014em;margin:0 0 4px;font-size:15px;font-weight:750}.standards .checks{gap:13px;margin-top:20px}.standards .checks li{font-size:15px}.team{border-top:1px solid var(--rule);margin-top:84px;padding-top:60px}.team__intro{max-width:62ch}.team__h{letter-spacing:-.032em;text-wrap:balance;margin:14px 0 0;font-size:clamp(26px,2.9vw,34px);font-weight:800;line-height:1.12}.team__grid{grid-template-columns:repeat(3,1fr);gap:20px;margin-top:44px;display:grid}@media (max-width:900px){.team__grid{grid-template-columns:repeat(2,1fr)}}@media (max-width:560px){.team__grid{grid-template-columns:1fr}}.person{background:var(--paper);border:1px solid var(--rule);height:100%;transition:transform .22s var(--ease), box-shadow .22s var(--ease), border-color .22s var(--ease);border-radius:14px;padding:26px}.person:hover{box-shadow:var(--shadow-lg);border-color:var(--rule-2);transform:translateY(-3px)}@media (prefers-reduced-motion:reduce){.person{transition:none}.person:hover{transform:none}}.person__mono{background:var(--ink);color:#fff;letter-spacing:-.02em;border-radius:999px;place-items:center;width:48px;height:48px;margin-bottom:20px;font-size:16px;font-weight:800;display:grid}.person__n{letter-spacing:-.022em;margin:0;font-size:17.5px;font-weight:750}.person__r{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.11em;text-transform:uppercase;color:var(--red);margin-top:8px;font-size:11px}.person__b{color:var(--ink-2);margin:14px 0 0;font-size:14.5px;line-height:1.58}.direct{background:var(--black);color:#fff;border-radius:16px;margin-top:40px;padding:40px 44px}@media (max-width:760px){.direct{padding:28px 24px}}.direct__l{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.16em;text-transform:uppercase;color:var(--red);font-size:11px}.direct__t{letter-spacing:-.034em;color:#fff;text-wrap:balance;margin:14px 0 0;font-size:clamp(26px,3.2vw,38px);font-weight:800;line-height:1.1}.direct__b{color:#ffffffb8;max-width:62ch;margin:16px 0 0;font-size:16.5px;line-height:1.62}.offer{background:var(--paper);border:1px solid var(--rule);height:100%;transition:transform .22s var(--ease), box-shadow .22s var(--ease), border-color .22s var(--ease);border-radius:14px;padding:34px}.offer:hover{box-shadow:var(--shadow-lg);border-color:var(--rule-2);transform:translateY(-3px)}@media (prefers-reduced-motion:reduce){.offer{transition:none}.offer:hover{transform:none}}.offer__tag{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.14em;text-transform:uppercase;color:var(--red);background:var(--red-soft);border:1px solid var(--red-rule);border-radius:999px;padding:6px 11px;font-size:11px;display:inline-block}.offer__t{letter-spacing:-.032em;text-wrap:balance;margin:20px 0 0;font-size:27px;font-weight:800;line-height:1.15}.offer .checks{margin-top:24px}.offer .checks li{font-size:15px}.ratebar{background:var(--paper-2);border:1px solid var(--rule);border-left:4px solid var(--red);border-radius:14px;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:22px;margin-top:28px;padding:26px 30px;display:flex}.ratebar__note{color:var(--ink-2);flex:240px;margin:0;font-size:15px}.ratebar .rate__amt{font-size:46px}.ratebar .rate__unit{margin:0 0 0 10px;display:inline-block}.payoff{background:var(--red);color:#fff;border-radius:16px;margin-top:20px;padding:40px 44px}@media (max-width:760px){.payoff{padding:28px 24px}}.payoff__l{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.16em;text-transform:uppercase;color:#ffffffb8;font-size:11px}.payoff__t{letter-spacing:-.034em;color:#fff;text-wrap:balance;margin:14px 0 0;font-size:clamp(26px,3.2vw,38px);font-weight:800;line-height:1.1}.payoff__b{color:#ffffffdb;max-width:66ch;margin:16px 0 0;font-size:16.5px;line-height:1.62}.contact__grid{grid-template-columns:.95fr 1.05fr;align-items:start;gap:56px;display:grid}@media (max-width:900px){.contact__grid{grid-template-columns:1fr;gap:34px}}.form{background:var(--paper);border:1px solid var(--rule);box-shadow:var(--shadow-lg);border-radius:16px;gap:17px;padding:34px;display:grid}@media (max-width:760px){.form{padding:22px}}.field{gap:7px;display:grid}.field label{color:var(--ink-2);font-size:13px;font-weight:650}.field input,.field textarea{font:inherit;color:var(--ink);background:var(--paper);border:1px solid var(--rule-2);width:100%;transition:border-color .15s var(--ease), box-shadow .15s var(--ease);border-radius:9px;padding:12px 14px;font-size:15.5px}.field input::placeholder,.field textarea::placeholder{color:var(--ink-3)}.field input:focus,.field textarea:focus{border-color:var(--red);outline:none;box-shadow:0 0 0 3px #e4002b24}.field textarea{resize:vertical;min-height:118px}.form__row{grid-template-columns:1fr 1fr;gap:17px;display:grid}@media (max-width:620px){.form__row{grid-template-columns:1fr}}.form__note{color:var(--ink-3);margin:2px 0 0;font-size:13px}.form__err{color:var(--red-dark);background:var(--red-soft);border:1px solid var(--red-rule);border-radius:9px;margin:0;padding:11px 13px;font-size:14px}.hp{width:1px;height:1px;position:absolute;left:-9999px;overflow:hidden}.btn[disabled]{opacity:.6;cursor:default}.btn[disabled]:hover{box-shadow:var(--shadow-red);transform:none}.form__ok{background:var(--red-soft);border:1px solid var(--red-rule);color:var(--ink);border-radius:10px;padding:16px;font-size:15px;line-height:1.55}.foot{background:var(--black);color:#fff;padding:60px 0 44px}.foot__in{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:22px;display:flex}.foot__line{color:#fff9;max-width:56ch;margin:18px 0 0;font-size:15px;line-height:1.6}.foot__meta{text-align:right;flex-direction:column;gap:6px;min-width:0;display:flex}@media (max-width:620px){.foot__meta{text-align:left}}.foot__legal{font-family:var(--font-mono), ui-monospace, monospace;letter-spacing:.06em;overflow-wrap:anywhere;color:#ffffff6b;font-size:11.5px}.rv{transition:opacity .7s var(--ease), transform .7s var(--ease)}.rv[data-armed="1"]:not(.in){opacity:0;transform:translateY(22px)}@media (prefers-reduced-motion:reduce){.rv,.rv[data-armed="1"]:not(.in){opacity:1;transition:none;transform:none}}@property --tw-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-shadow-color{syntax:"*";inherits:false}@property --tw-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-inset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-shadow-color{syntax:"*";inherits:false}@property --tw-inset-shadow-alpha{syntax:"<percentage>";inherits:false;initial-value:100%}@property --tw-ring-color{syntax:"*";inherits:false}@property --tw-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-inset-ring-color{syntax:"*";inherits:false}@property --tw-inset-ring-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}@property --tw-ring-inset{syntax:"*";inherits:false}@property --tw-ring-offset-width{syntax:"<length>";inherits:false;initial-value:0}@property --tw-ring-offset-color{syntax:"*";inherits:false;initial-value:#fff}@property --tw-ring-offset-shadow{syntax:"*";inherits:false;initial-value:0 0 #0000}